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Debra McDonough
Loan Officer
NMLS ID #: 250957
Office: 661-537-5131
Mobile: 661-803-2410

Debbie McDonough has provided many local families with a high level of satisfaction during the mortgage process for the past 17 years. She enters each transaction with the expectation of developing a long term, “Client for Life”, relationship. She has contributed to the success of the local branch which has resulted in the branch being awarded the GEM Mortgage Branch of the Year Award for the past 15 years. The Branch has closed close to 8000 loans totaling $1,270,000,000.00 since 2000. The branch has also been voted the Antelope Valley’s Best Mortgage Company 9 times by the readers of the Antelope Valley Press Newspaper. She devotes time during the year to attend seminars enhancing her knowledge of mortgage products including FHA, VA, USDA, First time buyer, conventional and Reverse Mortgages.

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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

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